Blacklisted? Need a small loan in a hurry?

Did you know that personal loans are available for people who are blacklisted or for a person who has a bad credit record due to difficult financial circumstance in the past.


We will give you the freedom to spend your money however you feel fit. Whether you need the money to assist you with an unforeseen life event or even a well-deserved vacation , We grant you the freedom of choice to do what you want with your money

We understand the financial problems you may face, and so, we strive to provide an affordable method in assisting you with financial products such as short term loans.

Please note that all our lenders are registered with the National Credit Regulator (NCR).

Fees and interest charged in terms of chapter 5 of the National Credit Act (NCA) no 34 of 2005:

Initiation Fee of 15% of the Loan Amount up to R1 000, thereafter 10 % (+ VAT)
Services Fee of R50 per month (+ VAT)

Interest charged:
Per Day: 0.17%
Per Month: 5%
Per Annum: 60%

PLEASE NOTE: Every Lender has their own policy - this is only a guideline

Illustrative example:

Illustrative example on an one month CASH LOAN:

Loan amount: R1 000
Term: 1 month
Initiation Fee: R150
Services Fee: R57
Interest: 32.74%
Total Instalment: R1 474